Preschools & Kindergartens In Singapore: How Much Do They Cost?


Preschools & Kindergartens In Singapore: How Much Do They Cost?

June 18, 2024

Key Takeaways

The cost of preschools and kindergartens in Singapore varies widely, with options ranging from affordable government-funded centers to more expensive private institutions. Government-supported centers like PCF Sparkletots can cost around $150-$300 monthly after subsidies, while private kindergartens and international preschools can range from $1,000 to $2,500 monthly. Additional costs include registration fees, uniforms, and materials.

Choosing the right preschool or kindergarten for your child is a critical decision that can influence the course of their education. In Singapore, parents have various options, each offering unique educational philosophies, facilities, and cost structures. Understanding these options and what they entail financially is crucial for making an informed choice that aligns with your family’s educational goals and budget.

This guide aims to provide an in-depth look at the costs associated with preschools and kindergartens in Singapore. From outlining the types of institutions available to explaining government subsidies and other financial considerations, this article will equip you with the knowledge to choose the best educational start for your child.

Types of Preschools and Kindergartens in Singapore

Singapore offers diverse preschools and kindergartens that cater to different educational needs and family circumstances.

Let’s look at Singapore’s common early childhood education facilities and their educational approaches.

Public vs Private Preschools

Public preschools are typically more affordable and regulated by the Singapore government. They include PCF Sparkletots and MOE Kindergartens, designed to provide standardised education that prepares children for primary school.

Private preschools often offer unique educational philosophies like Montessori or Reggio Emilia approaches. They tend to have a higher fee structure but provide diverse curricula that may include language immersion programs, arts, and other extracurricular activities.

International Preschools

International options cater primarily to expatriates. These schools offer international curricula, such as the International Baccalaureate (IB) or the British Early Years Foundation Stage (EYFS). They are known for their diverse cultural environments and higher tuition fees.

Montessori Schools

Montessori philosophy focuses on individual learning and independence. Montessori schools encourage self-directed activity, hands-on learning, and collaborative play to foster natural development.

Religious and Community-Based Kindergartens

Religious organisations often run religious schools and incorporate moral and religious education into their curriculum.

Community-based schools are often more affordable. These kindergartens are integrated into community centres and cater primarily to nearby residents.

Cost Overview of Preschools and Kindergartens

Regarding the cost of preschools and kindergartens in Singapore, parents can expect variations depending on the type of institution, location, and the educational programs offered.

Typical Costs by Type

Public preschools are generally the most affordable option, with fees ranging from $160 to $386 monthly for half-day and full-day programs at institutions like PCF Sparkletots.

Private preschool fees vary significantly, typically from around $1,200 to $3,000 monthly. These schools may offer specialised programs that can drive costs higher.

International preschools are usually the most expensive options, with monthly fees ranging from $1,500 to over $6,000, reflecting their international curricula and facilities. Extra charges are charged separately.

Depending on the specific school and the program’s duration (half-day vs full-day), Montessori schools’ fees can range from $1,500 to $3,000 per month.

Community-based kindergartens are more economical, with fees often around $600 to $800 monthly.

The table below provides an overview of half and full-day tuition fees for some popular preschools and kindergartens in Singapore.

InstitutionProgramHalf Day FeesFull Day Fees
PCF SparkletotsKindergarten$163.50$386
Lorna WhistonNursery$1,430$2,170
MindChampsNursery to Kindergarten$1,765$1,965
Brighton MontessoriKindergarten$1,260-$1,690$1,660-$2,225

Note! These fees haven’t included subsidies. Registration, insurance, and school uniform charges are separate.

Factors Influencing Costs

  1. Location: Schools in more central or affluent neighbourhoods typically charge higher fees due to higher operational costs.
  2. Program Type: Full-day programs cost more than half-day ones due to extended care and additional activities.
  3. Educational Philosophy and Curriculum: Schools that offer unique educational philosophies like Montessori or Reggio Emilia, or international curricula, often have higher fees due to specialised training and materials.
  4. Facilities and Services: Schools with extensive facilities like swimming pools, multiple languages offered, or advanced technology in classrooms tend to have higher fees.
  5. Staff Qualifications: Schools that hire highly qualified and experienced staff often charge more to reflect the superior quality of education and care provided.

Considering the diverse options and costs associated with preschools and kindergartens in Singapore can be a significant financial commitment. Credit Thirty3 is here to help if you need assistance to cover these expenses. We provide personal loans that can help ease the burden of educational costs. Start your application today and ensure your child’s education starts on the right foot.

Government Subsidies and Financial Assistance

The costs of early childhood education in Singapore can be overwhelming for many families, but fortunately, the government provides several subsidies and financial assistance programs to help alleviate these expenses.

Overview of Subsidies

A basic subsidy is available to all Singaporean children enrolled in licensed childcare centres, and it provides up to $300 per month regardless of household income.

Additional subsidy is for families with a household income of $12,000 or less, scaling up to $467 per month depending on the family’s income bracket.

Eligibility and Application

  1. Citizenship: The child must be a Singaporean citizen.
  2. Income: The level of subsidy received depends on the total gross household income or the per capita income if there are more than two dependents in the household.
  3. Childcare Centre: The preschool must be licensed and registered with the Early Childhood Development Agency (ECDA) to qualify for these subsidies.

How Subsidies Impact Costs

Combining basic and additional subsidies can cover a significant portion of preschool costs, especially for lower-income families. For example, families earning $3,000 or less can pay as little as $3 per month after subsidies are applied, making early childhood education highly accessible.

Additional Financial Assistance

Apart from the standard subsidies, the government offers various grants and schemes to support families needing extra financial help.

There are start-up grants aimed at helping low-income families with the initial costs associated with enrolling their child in preschool, such as registration fees, uniforms, and books.

Childcare Financial Assistance (CFAC) is also available. It provides further subsidies for low-income families who do not qualify for the full subsidy rates under the standard schemes.

Key Considerations

Parents are encouraged to apply for these subsidies through their chosen childcare centre, which will assist in the application process. Families must provide relevant documentation, such as income statements and the child’s birth certificate, as part of the application.

Remember, subsidy amounts are subject to annual review based on family income or residency status changes.

Factors to Consider When Choosing a Preschool or Kindergarten

Selecting the right preschool or kindergarten for your child involves more than just evaluating costs. Several key factors should influence your decision to ensure your child receives the best possible start in their educational journey.


Convenience is crucial. Choosing a school close to home or your workplace can reduce travel time and stress for you and your child. Also, the safety of the neighbourhood and the accessibility of the preschool facilities should be considered.

Teacher-to-Child Ratios

Lower ratios mean more personalised attention and care for your child, which can significantly impact their learning and development.

Ensure the institution adheres to or surpasses the Early Childhood Development Agency (ECDA) standards for teacher-to-child ratios.

Educational Philosophy and Curriculum

Whether it’s Montessori, Reggio Emilia, play-based, or academic-focused, the educational philosophy should align with your beliefs about learning and development.

Look for a balanced curriculum, including literacy, numeracy, social skills, and physical development.

Staff Qualifications

Qualified and experienced educators are better equipped to provide high-quality learning experiences.

High staff turnover might indicate issues with the institution’s environment or management, potentially affecting the consistency of care and education your child receives.

School Environment

Adequate and safe physical infrastructure, including classrooms, play areas, and sanitation facilities, are essential.

The school should have a warm, welcoming, and stimulating environment encouraging children to learn and explore.


While cost is a significant factor, balancing affordability with the quality of education and care provided is essential.

Consider what is included in the fee, such as meals, excursions, and additional activities, to assess the overall value for money.

Highlighting Top Preschools and Kindergartens in Singapore

Choosing the right preschool or kindergarten is about finding a place where your child can thrive. To help you in your decision-making, here’s a look at some top institutions in Singapore renowned for their quality education and exceptional care.

EtonHouse International Education Group

With over 100 schools in 9 countries, EtonHouse has a strong international reputation. It offers a rigorous and inquiry-based curriculum inspired by the Reggio Emilia approach, fostering creativity and independent thinking.

It has state-of-the-art facilities designed to support an engaging and interactive learning environment.

MindChamps PreSchool

Based on the 3-Mind approach; the Champion Mind, Learning Mind, and Creative Mind, which prepares children not just academically but also for future challenges.

It offers unique programs that integrate global best practices in early childhood education. MindChamps teachers undergo continuous training to ensure they are at the forefront of educational innovation.

Pat’s Schoolhouse

It is known for its bold and broad curriculum that challenges the norm. The institution strongly emphasises building a close-knit community among students, parents, and teachers.

Pat’s Schoolhouse also focuses on a bilingual curriculum from an early age, encouraging proficiency in both English and Mandarin.

PCF Sparkletots Preschool

As the largest preschool provider in Singapore, PCF Sparkletots offers affordable education without compromising on quality.

The preschool benefits from government subsidies, making it accessible to a wider range of families. It provides a balanced curriculum that supports holistic development in children.


Skool4Kidz is designed to be a leader in innovative early childhood practices. It features campuses integrating nature with learning, providing children with unique learning experiences.

Additionally, it operates as a social enterprise, focusing on giving back to the community and supporting lower-income families.

Preparing for the Financial Commitment

Investing in your child’s early education is one of the most significant financial commitments you will make as a parent.

Planning and preparing for this investment requires understanding the costs involved and strategically managing your finances to ensure you can provide the best opportunities for your child without undue financial strain.

Budgeting for Preschool and Kindergarten Fees

Start planning for your child’s preschool costs as early as possible. Consider setting up a dedicated savings account or a monthly budget for education expenses.

Always explore payment options. Some schools offer payment plans that spread the cost over the year, making it easier to manage alongside other financial commitments.

As discussed earlier in this article, make sure to apply for any available subsidies or grants for which your child is eligible.

Additional Costs to Consider

Beyond tuition, consider registration costs, uniforms, books, and other learning materials. Activities outside the regular curriculum, such as field trips, special classes, or extended day programs, can add to the overall cost.

Miscellaneous costs such as transportation, meals provided by the school, or special events should also be factored into your budget.

Long-term Financial Planning

Some parents invest in education insurance plans that contribute to future educational expenses.

As your financial situation or your child’s educational needs evolve, revisit your budget and financial plans to ensure they align with your goals.

A Positive Step Forward in Your Child’s Education Journey

Selecting a preschool or kindergarten is a substantial but rewarding challenge. With careful planning, consideration, and engagement, you can choose a path that fits your financial situation, enriches your child’s life, and maximises their potential.

Remember, the goal is to provide a nurturing, stimulating, and supportive environment that fosters a lifelong love of learning.

Ready to Invest in Your Child’s Future?

Understanding and managing the costs of early childhood education is crucial. If you’re considering the right educational start for your child but need financial assistance, Credit Thirty3 is here to help. We offer tailored loan solutions to help you manage the costs of preschool and kindergarten, ensuring your little ones get the best start without compromising your financial health.

Apply for a loan with us today and take the first step towards securing a bright educational future for your child.